SoFi - Mobile Banking 2.187

SoFi - Mobile Banking 2.187

Social Finance, Inc – Freeware – iOS
out of 326366 votes
Latest Version
2.187

SoFi Mobile Banking: Seamless Financial Management at Your Fingertips

David Fischer

SoFi Mobile Banking offers a user-friendly interface with robust features for managing your finances, but lacks some traditional banking functionalities.
image/svg+xml 2025 Editor's Rating
image/svg+xml EXCELLENT User Rating

Earn up to 4.50% on checking and savings accounts with SoFi.

Get up to $1000 in stock when you fund an active Invest account.


WHY DO OVER 5 MILLION MEMBERS LOVE SOFI?

  • Earn more, save more, and make the most of your money with SoFi Plus
  • Track your money like a champion with SoFi Insights (formerly SoFi Relay)
  • Get paid up to 2 days early when you set up direct deposit
  • Experience zero account fees and no fee overdraft coverage with SoFi Checking and Savings
  • Save automatically, set savings goals, and organize your money with SoFi Vaults and Roundups

MORE WAYS TO INVEST ALL IN ONE PLACE

  • Active investing in stocks, ETFs, and more - without commission
  • Experience user-friendly options trading with no contract fees
  • You can invest in your favorite company with as little as $5 with SoFi Fractional Shares (restrictions apply)
  • Plan for retirement with SoFi’s IRAs and other investment products
  • Invest in upcoming IPOs before they hit the public market (if eligible)

SOFI INSIGHTS HELPS YOU GET YOUR FINANCES IN ORDER

  • Connect all your accounts on one mobile dashboard
  • Monitor your credit score at no cost
  • Track your spending and manage your budget
  • Talk 1-on-1 with a financial planner to set personalized goals
  • SoFi can alert you of upcoming bills so you never miss a payment

SIGN UP FOR A CREDIT CARD THAT BRINGS YOU MORE

  • Check your balance and pay your bills all within the SoFi app
  • SoFi keeps your personal information guarded against fraud
  • Make international purchases without any extra fees
  • Receive up to $1000 of complimentary cell phone insurance coverage
  • Earn unlimited 2% cash back rewards

Support: Call (855) 456-SOFI (7634) or chat with us online at https://www.sofi.com/contact-us/

Website: https://www.sofi.com/

Social:

  • Facebook
  • LinkedIn
  • Twitter
  • Instagram

*SoFi members with direct deposit can earn up to 4.50% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum direct deposit amount required to qualify for the 4.50% APY for savings. Members without direct deposit will earn up to 1.20% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 8/2/2023. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.

†Customer must fund their Active Invest account with at least $10 within 30 days of opening the account. Probability of customer receiving $1,000 is 0.028%. See full terms and conditions.

**Early access to direct deposit funds is based on the timing in which we receive notice of impending payment, which is typically up to two days before the scheduled payment date.

***Overdraft Coverage is limited to $50 on debit card purchases only and is available to customers with monthly direct deposits of $1,000 or more. Members with a prior history of non-repayment of negative balances are ineligible for Overdraft Coverage.

****Investing in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. For a comprehensive discussion of these risks please refer to SoFi Securities’ IPO Risk Disclosure Statement.

^This World Elite Mastercard® Benefit comes with $1,000 in yearly coverage ($800 max per claim, 2 claims per year) should your cell phone get stolen or need certain repairs. Simply pay for your cell phone bill with your World Elite Mastercard to activate coverage. See ‘Peace of Mind’ section in your guide to benefits https://www.mastercard.us/en-us/personal/find-a-card/world-elite-mastercard-credit.html for details or call 1-800-MASTERCARD.

^^See Rewards Details at sofi.com/card/rewards

Overview

SoFi - Mobile Banking is a Freeware software in the category Business developed by Social Finance, Inc.

The latest version of SoFi - Mobile Banking is 2.187, released on 02/05/2024. It was initially added to our database on 10/03/2023.

SoFi - Mobile Banking runs on the following operating systems: iOS.

Users of SoFi - Mobile Banking gave it a rating of 5 out of 5 stars.

FAQ

What features does SoFi Mobile Banking offer?

SoFi Mobile Banking offers features such as no-fee checking and savings accounts, cashback rewards on purchases, automated savings tools, and easy access to financial education.

Is there a minimum balance requirement for SoFi accounts?

No, SoFi Mobile Banking does not have a minimum balance requirement for its checking and savings accounts.

Are there any monthly maintenance fees with SoFi Mobile Banking?

No, SoFi Mobile Banking has no monthly maintenance fees for its accounts.

How do I access my SoFi account?

You can access your SoFi account through the SoFi mobile app available on iOS and Android devices or by visiting the SoFi website.

Is my money insured with SoFi Mobile Banking?

Yes, the funds in your SoFi accounts are insured up to $1.5 million through multiple bank partners, providing protection above the standard FDIC insurance limit.

Can I use my SoFi card internationally?

Yes, you can use your SoFi debit card internationally, but be aware that foreign transaction fees may apply.

Does SoFi Mobile Banking offer direct deposit?

Yes, SoFi Mobile Banking supports direct deposit, allowing you to receive your paychecks directly into your account.

How does the cashback reward program work?

SoFi offers cashback rewards on qualifying purchases made with the debit card associated with your checking account. Rewards vary based on promotions and participating merchants.

Can I set up automatic savings with SoFi?

Yes, you can set up automatic savings in your SoFi account based on your preferences to help you save toward specific goals.

Is customer support available for SoFi Mobile Banking users?

Yes, SoFi offers customer support through in-app messaging, phone support, and email for all of its banking services.


David Fischer

David Fischer

I am a technology writer for UpdateStar, covering software, security, and privacy as well as research and innovation in information security. I worked as an editor for German computer magazines for more than a decade before joining the UpdateStar team. With over a decade of editorial experience in the tech industry, I bring a wealth of knowledge and expertise to my current role at UpdateStar. At UpdateStar, I focus on the critical areas of software, security, and privacy, ensuring our readers stay informed about the latest developments and best practices.

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